End of Tax Year Review
An end-of-tax-year planning call with your financial adviser is an important opportunity to review your financial situation, assess your tax position, and make strategic decisions for the upcoming tax year.

During Your Review
By the end of the call, you should have a clear understanding of your current financial standing, potential tax liabilities, and a plan for optimising your financial situation in the coming tax year. It's also an excellent time to discuss any concerns, changes in personal circumstances, or adjustments needed in your overall financial strategy.

Financial Overview
We'll review your current year's income and expenses to identify any significant changes, and cover any life events or changes that may impact your financial standing. We'll also understand your short-term and long-term financial objectives.
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Tax Optimisation Strategies
We'll explore strategies to optimise returns through tax-efficient investment options, assess opportunities to offset capital gains with losses and discuss maximising the use of available tax allowances and deductions.

Retirement and Estate Planning
We'll evaluate your retirement savings and discuss contributions to pension schemes, review your exposure to inheritance tax and implement strategies to minimise it and ensure you have an estate plan that aligns to your wishes.
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Future Planning and Risk Management
We'll cover your goals for the upcoming tax year and beyond and assess your risk tolerance and potential adjustments to asset allocation. You'll also have opportunity for you to ask questions and seek clarifications on any financial matters.
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Don't take our word for it..
Important information
Pensions are a long term commitment, you may not be able to access your pension funds until the age of 55 (currently), investments can go down as well as up and you might not get back your initial capital. Pension and tax legislation does and can change in the future which could impact your pension.
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Please note: The Financial Conduct Authority does not regulate tax planning.
As a mortgage is secured against your property it may be repossessed if you do not keep up the mortgage repayments.
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The value of your investment and any income from it could fall or rise, and you may not get back the full amount you invest.
Past performance is not a reliable indicator of future results. We always recommend you talk to a qualified financial adviser before making any investment decisions.
